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Personal Loan Calculator

Calculate EMI, total interest and repayment amount for personal loans

Monthly EMI
16,607
Principal Amount5,00,000
Total Interest97,858
Total Payable5,97,858
Tip: Compare personal loan rates from multiple lenders and check for processing fees and prepayment charges.
Tip: Maintain a good credit score (750+) to get lower interest rates on personal loans.

Frequently Asked Questions

What is a Personal Loan?

A personal loan is an unsecured loan that can be used for any personal purpose like medical emergencies, home renovation, wedding, travel, etc. No collateral is required.

What is the typical interest rate for personal loans?

Personal loan interest rates in India typically range from 10% to 24% per annum, depending on your credit score, income, and lender policies.

What is the maximum tenure for a personal loan?

Most banks offer personal loans with tenure ranging from 12 months to 60 months (5 years). Some lenders may offer up to 7 years.

Can I prepay my personal loan?

Yes, most banks allow prepayment of personal loans. However, some may charge a prepayment penalty of 2-5% of the outstanding amount.